Homeowners Insurance

Homeowners or Renters Insurance?
We're ready! If you are a resident of Tennessee, we'll find you the best homeowners insurance!

If you quickly want a rate for homeowners insurance (and you're a Tennessee resident), just click on our QUOTE NOW button. We'll get a little information from you and we'll have a competitive rate back to you by EMAIL or phone within 48 hours. Thanks for letting us quote your homeowners or renters insurance!


Here are a few of the important value added features of what we offer you:


Because we are an independent insurance agency, we can find the company that best suits your property insurance needs whether you live in the city or the country. Coverage with true guaranteed replacement value endorsements and coverage with limited replacement value endorsement are available. You have a choice!
Discounts for newer homes, smoke detector discounts, fire and burglar alarm discounts, discounts for multiple policies (auto and home) and deductible discounts. Plus we'll save you $$ if you are a "mature homeowner." Flood insurance products available - at very affordable rates!
Specialized programs for high value homes. Call for rates! Save money by putting both your auto and homeowners coverage with us.
Licensed and experienced Customer Service Agents.

If you have special needs such as boat coverage, jet skis, recreational vehicles or motorcycles, we can help! E-mail, FAX us or call us! We're the ones who say "if it can be insured, we can insure it .... and we service it too!" Your situation is no exception.

Benton's Blog

Preparing for the Unexpected! This is SO important!

What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home? You can’t prepare for everything but planning for the unexpected when dealing with property claims could make these situations easier to handle. Below are some things to consider before a loss happens:  Take photographs with a phone camera to document ownership of items.  Walk room by room, making notes of items. Don’t...

Are You Driving for LYFT or UBER? Are You Insured Correctly?

Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were to suffer a loss using either service. Ride-sharing involves a transportation network company (TNC), such as Uber or Lyft, which provides prearranged transportation services for compensation. This is done by using a digital network (app) to connect passengers with drivers using...

April is Distracted Driving Awareness Month! Let’s kick it to the curb!

Driver distraction is a leading cause of vehicle accidents. Nearly 80% of vehicle crashes involve driver inattention, according to research conducted by the Virginia Tech Transportation Institute. Eating and drinking, talking to a fellow passenger, applying makeup, programming a GPS or navigation system, or simply adjusting the radio all qualify as distracted driving. But using a cellphone while behind the wheel is undoubtedly the biggest cause. According to a study conducted by Cambridge...