Life Insurance

Life Insurance? So many types and so much confusion!
We're ready! Let us help you break through that confusion and get protection that fits your need!

If you quickly want a rate for Term life insurance, just click on our QUOTE Term Life NOW button. We'll take you to our sister site, WeInsureNow.com. Just enter basic information and you'll have a quote within seconds. Then, click on the application button and you're half way through the process. Competitive rates, easy to do and that's it! Life insurance from Benton White Insurance. Now that's not hard!

Here are a few of the important value added features of what we offer you:

Cash when your family might need it most.
Do you and your spouse both work? If either spouse should die prematurely, most families would be strained to meet mortgage payments and other household and living expenses. And that doesn’t take into account family goals such as providing for your children’s education. Life insurance gives you the protection of income replacement and an important cash resource.
Making sure your estate passes to your family.
You want to preserve your hard-earned estate and pass what you’ve worked for to your family. The life insurance benefit will generally pass income tax free to the beneficiaries and can be used to pay unexpected estate taxes, which could be particularly important if your estate includes assets that may not convert easily into cash, such as property or a family business. Life insurance can help you keep your estate intact for your family.
Protecting the future of your business.
Even a thriving business might not survive the loss of a key owner or partner. Life insurance can be an advantageous way to give partners and family members peace of mind. It can be one of the smartest business decisions you make.
What type of life insurance do you need?
There are many types of life insurance. Some offer protection for a specified period of time and others are permanent plans that build cash value. One of the primary reasons people select term life insurance is that it provides the maximum amount of coverage for the lowest cost. Term life insurance provides protection for a specific period, or term. It can protect you for a duration of 10, 15, 20, or even 30 years.
Take a look at our term insurance!
Why not get a quote for the protection you need? Take advantage of our Instant Quote feature from our sister website - WeInsureNow.com. Once you have your quote, you decide how you want to work with us — with a qualified Zurich Life representative or with us in person or by the phone. We make it easy for you!

If you have other needs such as Disability, Long Term Care, Major Medical coverage, or any other insurance need, we can help! E-mail, FAX us or call us! We're the ones who say "if it can be insured, we can insure it .... and we service it too!" Your situation is no exception.

Benton's Blog

A Tribute! The reality of a life ending!

I got a call Monday morning from a client of many years!  He called to tell me that his wife, a dear friend/client of mine for 39 years passed away the previous morning.  He said with the deepest of sadness: "Saturday night, we had about 3 hours together and she told me to immediately call you because she knew you would take care of all things insurance for her and me.  So I'm calling you first!"  He had not even been to the funeral home or had begun making arrangements for his 67-year-old wife...

Our Insurance Rates are STABLE! And It's GREAT to see!

Many of our customers don't realize that I personally review each policy that renews in my agency annually. I block out several hours to review how a customer's rates have been over time and what they can expect in premium on their next renewal.  Sometimes, it's painful to see some of the increases that are caused by an event that involved the customer.  There are a number of reasons a rate can change from excessive claim activity to at-fault accidents, traffic citations and many other premium affecting...

Minimize your Risk of Distracted Driving

As the spring season gets fully underway, families gear up for spring break car trips or college visits. With better weather, more drivers take day trips or plan weekend getaways. This all adds up to more drivers on the road, and more potential for distracted driving – which also increases the odds of traffic accidents with bodily injuries. April is Distracted Driving Awareness Month, the time of year when the National Safety Council and other organizations join forces to heighten awareness of...