Here are the Blogs in the Insurance category.
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Thursday, 12 July 2018
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blog preview image We get the question consistently: “Am I covered if I rent a car?”  The usual answer is YES if you rent in the US.  If you rent outside the US, then most likely NO applies.  The solution to the NO answers could be with your credit card if you have one.    Credit cards offer versatility to your ...Read More...
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Posted on 07/12/2018 9:59 AM by Benton White
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Thursday, 28 June 2018
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blog preview image We have great questions from customers quite often asking if the insurance they have acquired from us covers this or that etc.  We do our best to answer those questions – some easy – some not!  We offer some of the coverage’s that you need but there are times, we’ll refer them to other sources for specialty ...Read More...
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Posted on 06/28/2018 10:27 AM by Benton White
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Thursday, 21 June 2018
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blog preview image If you own a house, homeowner’s insurance is a necessity. Not only do you need it to protect your home and possessions against damage and theft, your mortgage lender will also require that you carry it if you have a loan on your home. It’s not enough to simply have coverage, you need to have the right ...Read More...
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Posted on 06/21/2018 8:45 AM by Benton White
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Thursday, 7 June 2018
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blog preview image Two former burglars have shared their tips on how to best protect your home from intruders. The ex-criminals, who spoke on the condition of anonymity, revealed these steps all homeowners can take to secure their property, particularly before heading off on their vacation. Some focus on ways to make ...Read More...
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Posted on 06/07/2018 10:38 AM by Benton White
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Thursday, 24 May 2018
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blog preview image Buying long-term care insurance is about risk management. It boils down to how you answer these four questions: 1.    Would a tragic event (i.e. becoming disabled and requiring long-term care services) overwhelm and deplete everything you own? 2.    Given your family history, what is the probability ...Read More...
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Posted on 05/24/2018 10:30 AM by Benton White
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Thursday, 26 April 2018
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blog preview image We have coverage discussions on two levels most often here in the insurance agency. From the customer: “I’m not sure I have enough coverage on my home or on my property.  How much is enough?” From the insurance company: “You just wrote a new home insurance policy for one of your insured’s and ...Read More...
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Posted on 04/26/2018 11:28 AM by Benton White
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Thursday, 19 April 2018
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blog preview image What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home? You can’t prepare for everything but planning for the unexpected when dealing with property claims could make these situations easier ...Read More...
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Posted on 04/19/2018 10:41 AM by Benton White
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Thursday, 12 April 2018
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blog preview image Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were to suffer a loss using either service. Ride-sharing involves a transportation ...Read More...
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Posted on 04/12/2018 12:47 PM by Benton White
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Thursday, 29 March 2018
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blog preview image What is Umbrella Insurance? Whether it’s a serious at-fault auto accident or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, renters or boat policy.  And an expensive judgment is the last thing you want to worry ...Read More...
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Posted on 03/29/2018 10:25 AM by Benton White
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Thursday, 22 March 2018
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blog preview image I get questions often about Long Term Care coverage: “Should I buy it?” or “Should I buy it now or wait?” and many more.  After customers research the policy, one of their main objections is that it’s too expensive.  However, I tell them … it’s MUCH MORE COSTLY NOT to purchase it.  Honestly, without ...Read More...
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Posted on 03/22/2018 9:52 AM by Benton White
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Thursday, 8 March 2018
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blog preview image Boating season is literally upon us. Whether you fish, ski, or just take the boat out to relax, you HAVE to ask the question - "Am I covered for what might happen out on the water!?" What we find is that many boat owners just purchase a policy by making sure the price is affordable, and they sometimes ...Read More...
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Posted on 03/08/2018 11:29 AM by Benton White
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Wednesday, 17 January 2018
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blog preview image Is the life insurance you’re getting through your employer enough to take care of your family? And are you paying too much for that coverage? A healthy 50-year-old male could save nearly 80% on premiums in the first year alone by switching from an employer-provided term life insurance policy to an individual ...Read More...
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Posted on 01/17/2018 11:20 AM by Benton P. White
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Wednesday, 18 October 2017
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blog preview image Jennifer Smith doesn’t like the term “accident.” It implies too much chance and too little culpability. A “crash” killed her mother in 2008, she insists, when her car was broadsided by another vehicle while on her way to pick up cat food. The other driver, a 20-year-old college student, ran a red ...Read More...
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Posted on 10/18/2017 12:41 PM by Benton P. White
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Monday, 18 September 2017
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blog preview image If you’re one of more than 38 million people working from your home in any capacity, beware: your home insurance may not provide adequate protection for your business, no matter how small. Thanks to the digital revolution, it’s never been more convenient to earn a living from your living space – but ...Read More...
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Posted on 09/18/2017 1:40 PM by Benton P. White
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Wednesday, 13 September 2017
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blog preview image Having convenience in the palm of your hand - 24/7 - is one of the big advantages of today's computer / mobile phone technology.  Our companies understand this and are offering some excellent mobile apps to help you navigate your insurance portfolio you have with us. Advantages of having the mobile ...Read More...
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Posted on 09/13/2017 10:56 AM by Benton P. White
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Tuesday, 29 August 2017
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blog preview image We get this question alot!  For the coverage's afforded and the comfort level it could give to you and your family by spending about $200 per year for the policy, we think it's one of the easier policy decisions that our customers make.  And MANY are taking advantage of this affordable - extra layer ...Read More...
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Posted on 08/29/2017 9:07 AM by Benton White
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Tuesday, 25 July 2017
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blog preview image I got a call Monday morning from a client of many years!  He called to tell me that his wife, a dear friend/client of mine for 39 years passed away the previous morning.  He said with the deepest of sadness: "Saturday night, we had about 3 hours together and she told me to immediately call you because ...Read More...
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Posted on 07/25/2017 12:29 PM by Benton P. White
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Tuesday, 18 April 2017
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blog preview image Many of our customers don't realize that I personally review each policy that renews in my agency annually. I block out several hours to review how a customer's rates have been over time and what they can expect in premium on their next renewal.  Sometimes, it's painful to see some of the increases ...Read More...
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Posted on 04/18/2017 1:25 PM by Benton P. White
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Tuesday, 11 April 2017
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As the spring season gets fully underway, families gear up for spring break car trips or college visits. With better weather, more drivers take day trips or plan weekend getaways. This all adds up to more drivers on the road, and more potential for distracted driving – which also increases the odds ...Read More...
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Posted on 04/11/2017 3:41 PM by Benton P. White
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Tuesday, 24 January 2017
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blog preview image You buy insurance to protect your finances from life's surprises. But unless you know the finer points of your policies, you could be left with another surprise -- no coverage where you thought you had it.  We get questions almost daily asking is this covered?  We do our best to give the most accurate ...Read More...
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Posted on 01/24/2017 2:22 PM by Benton P. White
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Benton's Blog

Can you Teach your Teens Safe Driving Habits?

Parents play a critical role in helping their teens learn the nuances and complexities of driving. Although graduated licensing requirements vary by state, most mandate a certain number of practice driving hours with a parent or an instructor in the car as part of the process.  Car crashes are the leading cause of death for U.S. teens, and teenage boys are twice as likely to die as teenage girls, according to the Centers for Disease Control and Prevention. New teen drivers are especially...

Credit Cards That Offer Rental Car Insurance Benefits! 

We get the question consistently: “Am I covered if I rent a car?”  The usual answer is YES if you rent in the US.  If you rent outside the US, then most likely NO applies.  The solution to the NO answers could be with your credit card if you have one.    Credit cards offer versatility to your lifestyle.  Many cards offer a variety of rewards, one being the rental car insurance benefit. This benefit can save you money every time you rent a car because it provides a free collision damage...

3 Times You Should Definitely Buy the Extra Insurance—and a Few Times You Can Skip It!

We have great questions from customers quite often asking if the insurance they have acquired from us covers this or that etc.  We do our best to answer those questions – some easy – some not!  We offer some of the coverage’s that you need but there are times, we’ll refer them to other sources for specialty types of coverage’s as mentioned in this blog article.  Let’s discuss some of the most asked questions from the insurance needing public: Pet Insurance Buy it. “It’s heartbreaking to watch...