Automobile FAQs 

How does my automobile policy protect me when I'm driving in other states that may require different limits or types of coverage? What about when I'm driving in another country?

Your policy will normally adjust for differences in other state requirements if you have the required minimum coverage for your state. Personal automobile policy protection is only applicable in the United States, US territories and possessions and the provinces of Canada.

[ back to FAQ ]

Information provided with permission to Benton White Insurance by www.iii.org

Benton's Blog

A Tribute! The reality of a life ending!

I got a call Monday morning from a client of many years!  He called to tell me that his wife, a dear friend/client of mine for 39 years passed away the previous morning.  He said with the deepest of sadness: "Saturday night, we had about 3 hours together and she told me to immediately call you because she knew you would take care of all things insurance for her and me.  So I'm calling you first!"  He had not even been to the funeral home or had begun making arrangements for his 67-year-old wife...

Our Insurance Rates are STABLE! And It's GREAT to see!

Many of our customers don't realize that I personally review each policy that renews in my agency annually. I block out several hours to review how a customer's rates have been over time and what they can expect in premium on their next renewal.  Sometimes, it's painful to see some of the increases that are caused by an event that involved the customer.  There are a number of reasons a rate can change from excessive claim activity to at-fault accidents, traffic citations and many other premium affecting...

Minimize your Risk of Distracted Driving

As the spring season gets fully underway, families gear up for spring break car trips or college visits. With better weather, more drivers take day trips or plan weekend getaways. This all adds up to more drivers on the road, and more potential for distracted driving – which also increases the odds of traffic accidents with bodily injuries. April is Distracted Driving Awareness Month, the time of year when the National Safety Council and other organizations join forces to heighten awareness of...