Homeowners FAQs 

Do I need a condominium policy if my condominium association has a master policy for the complex?

The association master policy is for coverage to the structure, which you don't need. However, to get protection for your own possessions and for legal liability related to your own unit, you need your own policy. Many condominium associations will assess unit owners for master policy deductibles. That's another reason why it is important to have your own policy and why it is important that the coverage in your policy match up well with the association master policy.

[ back to FAQ ]

Information provided with permission to Benton White Insurance by www.iii.org

Benton's Blog

Questions? We've got answers!

You buy insurance to protect your finances from life's surprises. But unless you know the finer points of your policies, you could be left with another surprise -- no coverage where you thought you had it.  We get questions almost daily asking is this covered?  We do our best to give the most accurate and easy to understand answers we can offer.  I thought it might be good to share some of the more common questions (and one not so common) that we get here in the agency!  Hopefully, this will help...

Merry Christmas & THANK YOU!

So here we are on the doorstep of Christmas 2016.  Once again, I find myself being grateful for another great year - working with wonderful customers such as yourself.  The agency continues to grow and prosper and we continue to solve insurance problems and fill insurance needs for so many every day.  Thank you for letting us serve you with your insurance. From our great staff here at the agency, my wonderful family and me, we hope you have a wonderful Christmas and may 2017 be full of grace,...

Cold Temps means PROTECT PIPES!

Here we go!  The coldest temps of this season yet with windchills coming in the next 3 to 4 days.  Some are saying a 'roller-coaster' weather pattern.  In the meantime, a quick review of PIPE protection.  One pipe burst can flood your property and make this Christmas season a sudden nightmare!   As a public service, take these 5 precautions so you won't have that miserable event take place: CLOSE all foundation vents so cold air won't get in. CLOSE & SEAL your crawl space door.  That...