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Benton's Blog

Long Term Care Insurance – To BUY or Not to BUY?

I get questions often about Long Term Care coverage: “Should I buy it?” or “Should I buy it now or wait?” and many more.  After customers research the policy, one of their main objections is that it’s too expensive.  However, I tell them … it’s MUCH MORE COSTLY NOT to purchase it.  Honestly, without Long Term Care, it would wreck your financial future! Yes, long-term care insurance is not cheap, but medical insurance and Medicare typically do not cover that particular type of care, and it is...

TRAVELERS INSURANCE (one of our partners) is Reinventing Homeowners Insurance!

We have been writing insurance policies with TRAVELERS Insurance Company for several years now.  They’re one of our premier companies who we quote daily to our prospects & insureds who want competitive pricing and enhanced coverage’s.   I attended a regional meeting a few days ago where we learned many front-edge initiatives that Travelers will be implementing over the next 12 to 24 months.  They are innovative and consumer favorable on many levels. These A+ rated Top 10 carriers are ramping...

Is your boat REALLY covered with the RIGHT insurance?

Boating season is literally upon us. Whether you fish, ski, or just take the boat out to relax, you HAVE to ask the question - "Am I covered for what might happen out on the water!?" What we find is that many boat owners just purchase a policy by making sure the price is affordable, and they sometimes miss the small print about what IS and what IS NOT covered. We write insurance on boats and have several policies in force for happy customers. But as I've mentioned, we always want to make sure...