Do I Have Insurance When I Drive My New Car Off the Lot?


Springtime is here and many of us are looking to replace our cars with an upgraded vehicle.

A common question people have when shopping for a new car is, “When I buy a new car, is it insured?” Yes, it is!! Our companies at Benton White Insurance automatically provide liability, collision and comprehensive coverage for your newly purchased car, whether it is a replacement vehicle or an additional vehicle.

If the vehicle is a replacement vehicle, you need to have an active policy insured with us at the time of purchase, and the automobile must be the same type as the one you’re replacing. You can drive off the dealership lot fully covered and worry-free that day. Just be sure to notify us (TEXT or CALL: 615.377.1212) of the new purchase as soon as possible!

If the newly acquired auto is not a replacement vehicle but an additional automobile, you will automatically have coverage for that vehicle, provided that:

• We insure all the vehicles you already own.

• You report the additional vehicle to our agency as soon as possible

• You pay any required additional premiums

• No other insurance covering your interest, or the interest of the owner applies.

Remember to please notify our office when you buy a new car, so we can make sure it’s properly insured.

We’re here to help you insure that new or used vehicle you purchase.  Don’t hesitate to contact us if we can help.

If you have other insurance needs whether it might be Long Term Care, Life Insurance or valuables that need ALL RISK coverage, we’re here and ready to “earn” your trust.  TEXT or CALL US at 615.377.1212 or EMAIL us at

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