Unfortunately, as you read this, you probably will identify completely with this blog article because you have been, like me, a victim of a SCAM!  Whether it occurs by EMAIL or PHONE or maybe from a knock on your door or office, people are making their living by preying on people like you and me with false information against us to receive a payment in return.  SCAMMERS are not going anywhere in this 21st century.  We can’t let our guard down in protecting what is ours!

  • Remember this:  If it’s too good to be true, it most likely ISN’T TRUE!
  • If someone calls and offers you CASH for your home in one visit, I wouldn’t get excited about that.
  • If you are threatened with a phone call that you’re going to lose something or if you don’t take their offer, you won’t gain something – chances are, you’ll get nothing either way.

I saw a good piece on Social Security SCAMMERS and whether you’re close to using Social Security or many years away from those benefits, their advice regarding Social Security is good for not only those who participate but for scam caution in general.

Scammers are pretending to be government employees. Scammers will try to scare and trick you into giving them your personal information and money. They may threaten you or your family and may demand immediate payment to avoid arrest or other legal action.


1. Hang up!

2. DO NOT give them money or personal

3. Report the scam to the appropriate responsible party

As pertains to Social Security (and many other agencies also), they may call you in some situations but will never

  • Threaten you
  • Suspend your Social Security Number
  • Demand immediate payment from you
  • Require payment by cash, gift card, pre-paid debit card, or wire transfer
  • Ask for gift card numbers over the phone or to wire or mail cash

What to look out for:

The call or email says there is a problem with your Social Security Number or account.
Someone asking you to pay a fine or debt with retail gift cards, wire transfers, pre-paid debit cards, internet currency, or by mailing cash.
Scammers pretend they’re from Social Security or another government agency. Caller ID or documents sent by email may look official, but they are not.
Callers threaten you with arrest or other legal action.

Protect your friends and family!

  • If you receive a questionable call, hang up and report it.
  • Don’t be embarrassed to report if you shared personal information or suffered a financial loss
  • Share this information with others

You can’t be too cautious with scammers these days.  Let the above information be a great reminder of how you can be ultra-careful to avoid being scammed yourself.

If we can help you with anything insurance including life insurance or long-term care, we’re here and ready.  TEXT or CALL us at 615.377.1212 or EMAIL us at  We’re ready to ‘earn’ your insurance business!  THANKS for reading!

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